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Topic: How do you insure instruments you use 'live' at venues? |
W. C. Edgar
From:
Iowa City Iowa, Madison CT, Nashville, Austin, Phoenix, Nashville
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Posted 10 Jun 2011 12:07 pm |
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I'm sure this topic has been ran around the block a time or two but here goes. I very seldom play out with my steel but I need to insure it as well as another acoustic against "theft, fire & damage" wherever I'm at with it at any given time. My daughters violin is appraised at $8500 and can be placed on a policy by itself because it is used in a professional symphony setting and NOT a bar where a fight could break out at any moment. I DO NOT want to place it on my Homeowners Policy because that has a deductable on it which would make replacing some instruments a waste of time price wise. When I was in the Nashville Local Musicians Union I had it insured through something there. Sooooo, those of you that do play out on a regular basis, how do you insure your stuff? If you do.
Thanks
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World Class Songwriter
First owner of Steelseat.com
1980 Sho-Bud Pro II & 1977 Sho-Bud Pro l
Lawrence 610 Pickups
1979 Peavey LTD
1980 Peavey Nashville 400
Goodrich L-120
Toured with Tim McGraw, Alan Jackson, Ty England & more |
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Mike Neer
From:
NJ
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Posted 10 Jun 2011 12:26 pm
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I have an insurance policy through Music Pro Insurance. I pay $10 per every $1000 of coverage--instruments are covered, whether at home or on the road, although I think they may not cover instruments left unattended in a vehicle. They cover my office and studio equipment, too. Many others use Heritage Insurance.
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Links to streaming music, websites, YouTube: Links |
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Steve Alcott
From:
New York, New York, USA
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Matthew Keon
From:
Chicago, IL
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